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Calculators/Finance/Real Estate

Real Estate calculators

Investment property maths: rule-of-thumb screens, loan-to-value, transfer duty, weekly holding cost and the price a sale must reach to break even.

Break-even occupancyThe occupancy rate at which rental income exactly covers operating costs and loan repayments, and how many weeks a year you can afford to sit empty.Property holding cost per weekWhat an investment property costs out of pocket each week once rent, interest, vacancy and management fees are all counted.Stamp duty from a bracket scaleProgressive transfer duty worked out from a scale you enter yourself, with the amount falling in each band shown separately.Break-even sale priceWhat a property has to sell for to get your money back once purchase costs, improvements, holding costs and selling fees are all counted.Loan-to-Value (LTV)What share of a property's value is being borrowed, the core metric lenders use to size risk.Debt Yield RatioNet operating income as a share of the loan amount, a lender risk check on the loan size.Price per Square FootPurchase price divided by floor area, plus the implied price at a target rate per sq ft.1% Rule ScreenerChecks monthly rent as a percentage of price against the commonly cited 1% screening threshold.House Flip ROIProfit and return on cash invested for a fix-and-flip project, ARV to selling costs.BRRRR Cash-on-Cash ReturnCash left in a Buy, Rehab, Rent, Refinance, Repeat deal after refinancing, and its return.Vacancy RateVacant unit-days as a share of total available unit-days across a rental property or portfolio.

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