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HOMA-IR (insulin resistance) calculator

Estimated insulin resistance from fasting glucose and fasting insulin levels.

Published 6 August 2026 · Updated 22 September 2026

What this calculator does

HOMA-IR estimates insulin resistance from a single fasting blood sample. It rests on a simple idea: if it takes more insulin to hold glucose at a given level, the tissues are responding to insulin less well.

Insulin does most of the moving. At a fasting glucose of 90 mg/dL, an insulin of 4 μU/mL gives 0.89 and an insulin of 25 gives 5.56, with glucose identical in both cases.

The formula

FormulaHOMA-IR = (fasting glucose(mg/dL) × fasting insulin(μU/mL)) / 405

Multiply fasting glucose in mg/dL by fasting insulin in μU/mL and divide by 405. The constant normalises the result so a healthy young adult scores about 1.

TermMeaning
HOMA-IRHomeostatic model assessment of insulin resistance.
Fasting insulinInsulin measured after an overnight fast, the input that varies most.
Insulin resistanceReduced tissue response to insulin, requiring more of it for the same effect.

The inputs explained

FieldWhat to enter
Fasting glucose (mg/dL)Fasting glucose in mg/dL, from a blood sample after an overnight fast.
Fasting insulin (μU/mL)Fasting insulin in μU/mL, from the same sample. Not part of a standard panel, so it must be requested.

When to use it

Screening for insulin resistance

HOMA-IR is used in research and sometimes clinically to flag reduced insulin sensitivity.

Tracking a lifestyle change

Weight loss and exercise typically lower the index, often before other markers move.

Interpreting a fasting insulin result

Insulin alone is hard to read without the accompanying glucose.

Worked examples

Every figure in the tables below is produced by this page’s own calculator at build time, so the numbers and the tool always agree. Select any row to load that scenario.

How much does fasting insulin move the index?

The same glucose at four fasting insulin levels.

Fasting glucose 90 mg/dL
Fasting insulinHOMA-IRCommonly cited normal range
4 μU/mL0.89below about 2.0
8 μU/mL1.78below about 2.0
16 μU/mL3.56below about 2.0
25 μU/mL5.56below about 2.0
At 4 μU/mL of insulin the index is 0.89 and at 8 it is 1.78, both below the commonly cited threshold of 2.0. At 25 μU/mL it reaches 5.56, on identical glucose.

Questions

What counts as a high HOMA-IR?

Above about 2.0 is commonly cited, but thresholds vary considerably between studies and populations, and insulin assays are not standardised between laboratories. The reference range on your own report matters more than a general figure.

Why is fasting insulin not on a standard panel?

Because it is not routinely needed for diagnosis, assays vary between laboratories and interpretation is not straightforward. It generally has to be requested specifically.

Is HOMA-IR a diagnosis?

No. It is a screening estimate derived from a mathematical model, and it does not diagnose diabetes, prediabetes or metabolic syndrome. Those require defined diagnostic criteria and clinical assessment.

How does it compare to a glucose tolerance test?

A clamp study or tolerance test measures insulin sensitivity directly and is far more accurate. HOMA-IR is an estimate from one fasting sample, which is its whole advantage and its whole limitation.

For average glucose over months rather than one morning, see the estimated average glucose calculator. For the lipid picture alongside it, see the cholesterol ratio calculator.